2 November 2026 - 5 November 2026

Hong Kong

Host: Hong Kong Monetary Authority

Regulating Fintech Players, Digital Banks and the Adoption of AI in Financial Services

Description

The financial services sector is undergoing a profound transformation driven by fintech innovation, the emergence of digital banks, and the growing adoption of artificial intelligence (AI) in banking and financial services. These developments are creating new opportunities for financial inclusion, operational efficiency, and enhanced customer experiences. At the same time, they introduce complex challenges for regulators, including managing systemic risks, ensuring robust consumer protection, maintaining fair competition, and addressing ethical and operational considerations associated with AI deployment.
Central banks and supervisory authorities are increasingly tasked with balancing innovation and stability, adapting regulatory frameworks to new business models, and overseeing entities and players that operate at the intersection of technology and finance. The rapid pace of technological change makes it crucial for regulators to understand emerging risks, identify effective supervisory approaches, and learn from international experiences. This course provides a comprehensive overview of the regulatory landscape, equipping participants to navigate these challenges while fostering safe and responsible innovation.

Objectives
By the end of the course, participants will be able to:

  1. Identify key trends and understand the benefits, risks, and implications in fintech innovation, digital banking, and AI adoption in financial services
  2. Explore central bank and supervisory roles in regulating fintech and digital banks including players in the fields
  3. Examine policy frameworks, risk management approaches, and consumer protection measures
  4. Assess the operational and regulatory challenges associated with AI in finance
  5. Learn from SEACEN member jurisdictions’ experiences in overseeing fintech, digital banking, and AI-driven services

 

Target Participants
The participants are expected to be working in regulatory, supervisory, or policy roles related to fintech, digital banking, payments or AI in financial services, with at least three years of relevant experience. With the consent of their central banks, participants from stand-alone authorities are also welcome.\

Resource Persons
The faculty will be drawn from SEACEN-member central banks, external experts, and SEACEN faculty.

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